Privacy Policy

Skoofy: AI Financial Assistant

Last updated: 07/23/2026

This Privacy Policy explains how Slonapps (“we”, “us”, “our”) handles information when you use the mobile application Skoofy (the “App”).

Summary

We do not sell your personal data.
The financial details you enter are used to generate answers, insights, and summaries inside the App.
To answer your questions, your messages may be sent to a third-party AI provider for processing.
We do not connect to your bank and we do not ask for your banking credentials.
We may use standard analytics and crash reports to improve stability and performance.
App content may be locked with a passcode or Face ID on supported devices.

Skoofy is not a bank, broker, or licensed financial advisor. The App provides general informational and educational content only. See our Terms of Use.

Information We Process

Financial Information You Provide

If you choose to use the App’s features, you may enter information such as income, expenses, transactions, categories, savings goals, budgets, debts, currencies, and notes. This information is used to generate calculations, summaries, charts, and AI responses inside the App.

Please do not enter full bank account numbers, full card numbers, passwords, government ID numbers, or other credentials. The App does not need them.

AI Assistant Conversations

When you ask a question, your message and the relevant context you have provided may be sent to a third-party AI provider so that a response can be generated. That provider processes the data on our behalf in order to return an answer.

Conversation history may be stored on your device so you can return to previous answers.

Biometric Authentication / Face ID

On supported devices, the App may use Face ID, Touch ID, or your device passcode to help unlock protected content. Biometric data itself is processed by Apple’s secure system APIs. We do not receive or store your facial scan or raw biometric data.

Local Storage

The App may store your entries, settings, and related access state locally on your device so that your data remains available between sessions and, where enabled, restricted by your passcode or Face ID.

Device and App Data

We may process basic technical information such as device type, OS version, app version, language, and crash logs to diagnose issues and improve the App.

Purchases and Subscriptions (if applicable)

The App may offer in-app purchases or subscriptions now or in the future. Any such transactions are processed by Apple through your Apple ID. We do not receive your full payment details (such as credit card numbers). Apple may provide us with limited information such as purchase or subscription status so that we can unlock the corresponding features.

How We Use Information

To operate App features such as tracking, budgeting, analysis, and AI answers.
To generate personalized summaries, insights, and suggestions based on what you enter.
To protect access to your content where you enable a passcode or Face ID.
To improve performance, reliability, and user experience.
To validate purchases and subscription status, where applicable.
To respond to support requests.

AI Processing and Its Limits

AI-generated responses are produced automatically and may be incomplete, outdated, or incorrect. They are general information, not personalized financial, investment, tax, or legal advice, and they do not take into account your full circumstances. Always verify important decisions with a qualified professional.

Data Sharing

We may share limited information with service providers that help us operate the App — for example, AI processing, analytics, or crash reporting. These providers are permitted to process data only for providing services to us.

We may also disclose information where required by law.

We do not sell your personal data.

Data Retention

We keep information only as long as needed for the purposes described in this policy. Entries, conversations, and settings that you save in the App may remain stored on your device until you delete them or delete the App. Crash and analytics data may be retained for a limited period to investigate and prevent issues.

Security

We take reasonable measures to protect information processed through the App, including optional passcode and biometric protection on supported devices. However, no method of storage or transmission is completely secure, and you are responsible for keeping your device and passcode secure.

Your Choices

Your data: You can edit or delete your entries in the App, and deleting the App removes locally stored data.
Face ID: You can enable or disable biometric access in iOS Settings and in the App, where available.
Analytics: You can limit tracking in iOS privacy settings where supported.
Subscriptions: Where applicable, you can manage or cancel them in your Apple ID account settings.

Your Rights (EEA/UK and similar regions)

Depending on where you live, you may have the right to access, correct, delete, or restrict the processing of your personal data, and to object to certain processing. To make a request, contact us at the address below.

Children’s Privacy

The App is not intended for children under the age of 13 (or the minimum age required in your country). We do not knowingly collect personal information from children.

International Users

If you use the App from outside your country, your information may be processed in countries where our service providers operate. We take reasonable steps to protect your information.

Changes to This Policy

We may update this Privacy Policy from time to time. We will update the “Last updated” date above.

Contact

If you have any questions about this Privacy Policy, contact us at:
Email: slonapps@gmail.com